Why Experts Expect Mortgage Rates to Ease Over the Coming Year

You’ve been hoping for mortgage rates to drop — and they’ve started to. But is that trend here to stay? And how much lower could rates actually go? Experts say there’s room for rates to fall even further over the next year. One key factor to watch: the 10-year Treasury yield. Here’s why that matt

Thinking of Buying? October 2025 Could Be Your Golden Window

If you’ve been waiting on the sidelines, now might be your moment. October is shaping up to be the most buyer-friendly month of 2025, according to new data from Realtor.com. “By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating

Understanding Closing Costs: What Buyers Should Expect in Each State

If you're buying a home this year, there’s one often-overlooked cost you need to plan for: closing costs. Most buyers know they exist, but many aren't clear on what they include—or how much they can vary depending on where you're purchasing. Let’s break it down. What Are Closing Costs? Closing co

What Homebuyers Say They Want Most — And How Today’s Market Is Responding

A recent Bank of America survey asked hopeful homebuyers what would make them feel more confident about jumping into the market. The top answers? No surprise — more affordability, especially when it comes to home prices and mortgage rates. The good news: there are signs the market is responding.